Admitted Personal Lines, Condominium Unit Owners and Tenants

Admitted Personal Lines

Condominium Unit Owners and Tenants

St. James Insurance Group markets Condominium Unit Owner and Tenant coverage on behalf of several admitted carriers.

Underwriting guidelines vary between available markets. Coverage is available in Florida and South Carolina.

General Program Parameters – Condominium Unit Owners (HO-6)

  • Coverage “A” $5,000 Minimum, $750,000 Maximum
  • Coverage "C" $6,000 Minimum, $1,000,000 Maximum
  • Standard AOP deductible $1,000
  • Standard Hurricane or wind deductible – 2% (when wind coverage is included)

General Program Parameters – Tenant (HO-4)

  • Coverage "C" $6,000 minimum, $100,000 maximum
  • Standard AOP deductible $1,000
  • Standard Hurricane or wind deductible – 2% (when wind coverage is included)